top of page
All Posts
Risk and Culture: The Balance Every Organisation Must Get Right
Over the years working in compliance and governance — across the UK, Europe, and US markets — I’ve seen one truth hold firm: no risk framework can outperform the culture it sits within. You can have the best-written policies, perfectly designed controls, and the latest technology. But if the culture isn’t right — if people don’t believe in or understand what those controls stand for — it simply doesn’t work. Risk can only be managed as far as culture can take it. Because behi
Margaret Kale
Oct 31, 20253 min read
When Cyber Risk Meets AI – And Why Even Cocoa Farmers Should Care
If there’s one thing I’ve learned from working across compliance and governance, it’s that risks never travel alone. They evolve, merge,...
Margaret Kale
Oct 8, 20252 min read
Finally, Less Paperwork: My Thoughts on FIRS’ New Update!
The Federal Inland Revenue Service (FIRS) in Nigeria, has recently clarified that you don’t need a separate Tax Identification Number...
Margaret Kale
Sep 15, 20252 min read
Appointed Representatives Under the FCA’s Microscope: What’s Changing and Why It Matters
Over the past year, the FCA has made it loud and clear— appointed representatives (ARs ) are firmly in their sights. If you’re a...
Margaret Kale
Jun 12, 20254 min read
FCA’s ESG Marketing & Naming Rules Delayed - What you need to know
If your business is involved in sustainable investing, you’ve probably been keeping an eye on the Financial Conduct Authority’s (FCA) new...
Margaret Kale
Feb 21, 20252 min read
Compliance and AI Risks: What You Need to Know
AI is rapidly transforming how businesses operate, and it’s pretty exciting to think about all the possibilities it brings. But with all...
Margaret Kale
Feb 6, 20254 min read
bottom of page